Life and health insurance needs analysis and plan selectionProtect your family and secure your future with expert life and health insurance advisory from Finance Shelter
Picture this…
You want to safeguard your loved ones and your finances, but the world of insurance is filled with jargon, confusing products, and aggressive sales pitches. Choosing the wrong policy or being underinsured can leave you exposed when you need protection the most.
With Finance Shelter, insurance planning is clear, unbiased, and tailored to your needs. We analyze your life stage, financial goals, and risks to recommend the right life and health insurance solutions—ensuring you and your family are covered, always.
1. Why Insurance Advisory Matters
• Financial security – Provides a safety net for your family in case of unforeseen events.
• Medical cost protection – Shields you from rising healthcare expenses and emergencies.
• Goal continuity – Ensures your children’s education, home, or business plans stay on track even in your absence.
• Tax benefits – Premiums paid are eligible for deductions under Sections 80C and 80D.
• Peace of mind – Reduces anxiety about the future and unexpected events.
2. Key Services We Provide
- Needs Assessment – Evaluate your life stage, dependents, liabilities, and health risks.
- Product Comparison – Analyze and compare term, whole life, ULIP, critical illness, and health insurance plans.
- Sum Assured Calculation – Recommend optimal coverage based on your income, expenses, and goals.
- Claim Support – Guide you through the claims process for quick and hassle-free settlements.
- Ongoing Review – Periodically reassess your coverage as your life and needs evolve.
3. Finance Shelter’s 5-Step “Protection-Ready” Protocol
- Discovery & Profiling – Understand your family, finances, and risk appetite.
- Gap Analysis – Identify coverage shortfalls and over-insurance.
- Plan Selection – Recommend best-fit policies from leading insurers.
- Implementation Support – Assist with application, documentation, and medicals.
- Review & Claims Assistance – Provide ongoing support for policy updates and claims.
Fastest record: Policy recommendation and application within 2 working days.
4. Common Pitfalls We Prevent
• Buying inadequate or unsuitable coverage.
• Overpaying for unnecessary riders or features.
• Ignoring exclusions and waiting periods.
• Delays or rejections in claim settlement due to poor documentation.
• Failing to update policies as life circumstances change.
Our 50-point checklist ensures you get the right cover, every time.
5. Success Snapshots
• Young parent – secured ₹1 crore term cover and comprehensive health plan in 48 hours.
• Business owner – optimized group health and keyman insurance for team and business continuity.
• Retired couple – reduced premiums and improved coverage with senior citizen health plans.
6. Why Finance Shelter?
• Experienced, unbiased insurance advisors.
• End-to-end service: needs analysis, plan selection, application, and claims support.
• Transparent pricing with no hidden commissions.
• Real-time WhatsApp updates and dedicated client support.
• Proven track record of securing families and businesses with peace of mind.
